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For
All Loans:
Past
two years W-2 Statements for all borrowers.
Two
most recent paystubs for all borrowers.
Social
Security Award Letter or Pension Award Letter (if applicable).
Current
leases on all rental properties you may own.
Credit
Explanation letter for any late payments you may have made.
Copies
of last 3 months bank statements.
Copy
of full divorce decree (if applicable).
For
Refinance loans:
Most
recent property tax bill and current homeowner's insurance policy.
Most
recent mortgage statement.
Copy
of the property deed.
For
a Purchase loan:
Copy
of Purchase and Sale Agreement.
Copy
of Deposit check(s).
For Self Employed Borrowers:
Copy
of Business License (if your state requires one).
Copy
of 1120 or 1065 federal tax returns for the past 2 years.
Copy
of 1040 with all schedules for the past 2 years.
Current
Financial Statements of business that include income statement and
balance sheet.
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